We want nothing but the best for our members, especially when it comes to security! Please use the following guide to help you safely store and remember your passwords.
The image to the left should be pretty familiar to anyone who has ever had to login to anything. Most of us are used to seeing some form of this sign-in box for most of the websites we visit. But did you know that you are actually taking a fairly large risk each time you enter your password online? There are plenty of different ways an attacker could intercept your login details, such as decryption tools or key-loggers, and if you have a universal password (same password for everything), the attacker will instantly have access to all of your accounts! This could cost you time or money, or at the very least a headache! Prepared, diligent and proactive is the only way to be. That is why we are urging our users to start storing their passwords in a password management utility.
“KeePass is a free open source password manager, which helps you to manage your passwords in a secure way. You can put all your passwords in one database, which is locked with one master key or a key file. So you only have to remember one single master password or select the key file to unlock the whole database. The databases are encrypted using the best and most secure encryption algorithms currently known (AES and Twofish).”
– Description from KeePass’ official website
KeePass is free and open source, but it’s far from the only password management utility. Click here to see a list of PC Mag’s top 10 paid password managers of 2017, and click here to see the top 10 free password managers. Below are a few reasons to choose the program that best suits your needs and start using it right away.
Not only will using a program such as KeePass keep your passwords and login details safe from potential attackers, it will help you remember them for yourself as well!
You should NEVER use the same password for two different websites/accounts. KeePass can generate and store a brand new, entirely random password for you at the click of a button!
If you use the random password generator, you will never have to type your password onto your keyboard, making a key-logging attack completely useless.
Many password management tools can store additional information, such as full names and addresses, for automatic form-filling.
Secure credit card and banking information the same way you would a password and avoid typing them out into your browser.
When it comes to the eWallet/payment processing industry, it’s easy to see why we put so much emphasis on the security of our members. Wherever there is money, extra security will follow. We hope that you will take a few short minutes out of your day today to make sure that you are doing everything in your power to avoid the worst possible thing that could happen to you online! See below for instructions on downloading and using KeePass, as well as some additional resources for your security.
–> Go to http://www.keepass.info
–> Click on the latest release (found under ‘latest news’)
–> Click “download KeePass 1.32” (or whichever the current version is)
–> Click Classic Edition and then run the setup (this version is for Windows only. If you are using a different OS, please scroll down for other download options)
Additional KeePass Resources
The majority of people use very weak passwords and reuse the same password for all different websites and accounts. With so many passwords to keep track of, of course it is human nature to use the same one over and over again for simplicity’s sake. However, this makes our accounts and passwords very vulnerable to hackers.
So, what to do with all those passwords? Write them down on a piece of paper? NO. Save them in a word document on the computer? NO. How about have the internet browser automatically save the passwords for you? NO.
All of these options, which many of us use, are not secure, reliable or safe in any way.
You can lose the piece of paper. A family member, friend, neighbour, or even the person who came into your house to fix the broken window could find and use your passwords from the paper you keep.
Your computer could crash and the saved document lost forever – unrecoverable. A hacker could gain access to your computer and find the document with all your passwords.
The browser that auto saved the passwords is also vulnerable to hacks if your computer is compromised. Also, there can be some auto-fill issues where the browser remembers an older password but not the new one.
So, now what?
How do you keep all those passwords in order and in one spot? Our brains are great but can’t remember everything.
This is where a Password Manager can come in handy.
There are a variety of Password Managers that you could use, and we will provide some examples in a later blog post. Regardless of the one you choose to use they all work basically the same. They securely store your login information for all the websites you use and help you log into them automatically. They encrypt your password database with a master password – the master password is the only one that must be memorized! We have just gone from trying to remember 10-20-30 or more passwords to only 1!!! And let’s not even mention trying to remember all the usernames or login ID’s that go with each account. These are also remembered for you by the Password Manager.
Now, you might be asking how different is a password manager from my own method of saving my passwords and how much more secure can they be?
Well, much safer than conventional methods but nothing is 100% as hackers are always finding new ways of intrusion. There was a hack on one password manager program earlier this year. The hack actually proved the general trustworthiness of password managers, since despite the hack no passwords were compromised. The passwords are quite safe as they are buried under many, many layers of encryption.
Many password managers can flag weak and/or duplicate passwords, and some offer help with the update process. The very best ones can automate the password-change process for you.
With using a dedicated password manager you can store all your passwords in an encrypted form and some can allow you to access your passwords across your different devices (computers, smartphones, and tablets).
So, now the question remains, why aren’t you using one?!
Please see our next blog entry on the different available password managers.
SolidTrust Pay is happy to announce a new card verification process!
Your card can be quickly and easily verified without the need to upload a scan of your card or statement. Once you have completed the process which takes no time at all, your transaction will be deposited into your account immediately. You also only need to do this once per card, after that every deposit that you make going forward will be confirmed instantly. This makes getting money to your account easier so you can use it right away.
For less than a dollar you can be guaranteed the safety and security of depositing with your card into SolidTrust Pay.
For members who currently have a verified card, they will still be required to go through this process for the first transaction on each of their cards as an additional level of security. Again you only need to do this once and this should not affect the usual processing time that you have come to expect.
For the verification of your card there will be a small additional charge that appears on your card, this little extra charge will be what helps us verify your card.
Below you will see the step by step instructions to provide help with making this process of verifying your card clear.
You will go to your STPay account as usual for making a card Deposit.
Go to the heading My Money then select Deposit Funds Into Account
You will enter all the information required to make the deposit and confirm the transaction
Please read all the information on the screen!
Then you will need to check for the Micro charge that now appears on your card. You might have to call Visa/MasterCard or check your online card account to see the charge. For example on my card balance statement I saw charge of $50.32, therefore, the Micro charge is 32 cents. I enter this amount in the required field.
If your cards has a different currency type from the currency you made for the deposit request (example USD deposit but card is in INR currency) please contact our Customer Support Staff for further assistance.
Now, my card is Verified and my funds are in my account!! Hurray!
My next deposit using this same card will appear on my account Instantly! No more wait time at the cost of a few extra cents!
Here is a helpful video on how to Deposit using this Micro Verify process!