Online Security: 10 Tips to make a Safer Internet

10 tips for a safer internet SaferInternetDay.jpgThe internet allows you access to the world at large, but it also allows the world at large access to you. If you’re not careful, you could easily be the victim of any number of various online attacks. In fact, depending on where in the world you live, many people are as likely or more so to be attacked online than in real life. Yet we rarely take cyber security as seriously as real-life security.

Luckily there is a day, February 7th, on which awareness is raised about internet security, and the hashtag #SaferInternetDay is currently trending! So we’ve compiled a list of 10 tips that we could all implement in our daily internet usage which would go a long way in making the internet safer for everybody.

  1. Never use the same password twice. Many people use a clever set of rules to create unique passwords for each website. We suggest using a password manager such as KeePass, which can create and store high entropy passwords for you without ever having to type them in, leaving you impervious to key-logging attacks and simple password-cracking tools.
  2. Always use 2-factor authentication when available. Not only does 2FA prevent users from accessing your accounts/information without your cellphone, but it also acts as an alert that somebody has attempted to access your accounts/information.
  3. Never use free/public WiFi. Most people know very little about the security risks posed by free/public WiFi. For a work-around, if you really value your free WiFi, at least use a free VPN.
  4. Always read terms & conditions/privacy agreements. In many cases, you may be agreeing to have your information used in a way that you wouldn’t approve if you had only read the privacy agreement! Always remember to read what you’re agreeing to before agreeing to it!
  5. Never open an unexpected attachment from a stranger. This is called phishing, when hackers will send out thousands or even millions of random emails with links that, if followed, will, in some way or another, attempt to steal your information or infect your computer.
  6. Always lock your phone/tablet/computer! These devices all have built-in security features which, in most cases, can be tightened or loosened in the settings. Make sure you keep your security tight and your devices locked when you’re away from them.
  7. Never check the “save password” box. Your devices may be secured, but if anybody does somehow gain access to them, they will have access to any account which you have the password saved in your browser for. Avoid this again by using a password manager — we recommend KeePass.
  8. Always use additional security for online banking. Most banking Apps and mobile sites are pretty secure, and offer plenty of increased security options to their users. We suggest that you use as many of them as possible.
  9. Never use a default password. This is far less common today than it used to be, but one good example of a default password is your router. Always make sure to set your router password to something unique.
  10. Do not share personal information online. This goes mostly for social media, where many people often feel comfortable sharing information that they don’t realize could compromise their security. One simple example is the answers to common recovery questions, such as your mother’s maiden name or the name of your first pet.

 

We hope you will use some of these tips for a safer internet in your daily internet usage, and maybe we can see a future where hackers and cyber criminals are disincentivized based on the knowledge and security of average internet users!


How to use BTC with SolidTrust Pay

be-your-own-bank-with-bitcoin-solidtrust-pay

For those who don’t know what bitcoin is, this excellent and highly simplified analogy from coindesk should answer every question you have about it — except how to actually get your hands on some! No worries, we’re going to tell you how you can easily buy bitcoin, exchange bitcoin to USD, withdraw bitcoin to your bank, or accept it as a merchant with seamless exchanges directly into your SolidTrust Pay account!

Buying Bitcoin with SolidTrust Pay

Once you’ve set up an account and a bitcoin wallet, buying bitcoin with SolidTrust Pay is fast, easy, and highly secure. We’ve been around for over 10 years, and our dedicated support staff is always ready to lend a helping hand with any transaction or account issues, as well as to clarify anything you don’t quite understand. In order to buy bitcoin with a SolidTrust Pay account, simply follow these steps:

  1. Create an account at SolidTrustPay.com.
  2. Verify your account to the Standard Verified level.
  3. Set up two-factor authentication using your mobile device or desktop/laptop.
  4. Create a bitcoin wallet of your choice and connect it to your STP account.
  5. Deposit the amount you want to spend on bitcoin into your account via Bank, Credit Card, or transfer from another user.
  6. Go to the My Money –> Withdraw Funds section of your account and choose the Bitcoin option.
  7. Withdraw your desired amount and wait up to 24 hours for it to appear in your bitcoin wallet.

Steps 1 – 4 will only need to be completed once, of course, and then you will be able to easily buy bitcoin with steps 5 – 7. Once your account is Standard Verified and connected to a wallet, you may withdraw up to $2500 per 24 hours from your STP account to your BTC wallet (the Bank Verified limit is $5000 per 24 hours).

Selling Bitcoin with SolidTrust Pay

Selling bitcoin is even easier with SolidTrust Pay than buying it! You only need to have your account Card Verified in order to deposit up to $250 (automatically converted to USD) from your bitcoin wallet to your SolidTrust Pay account per 24 hours. This will allow you to spend or transfer your funds online as you see fit, or make a withdrawal to your credit card in USD. The deposit limit for a Standard Verified Account is $500 per 24 hours, and Bank Verified accounts are limited to $1000 per 24 hours.

Getting Bitcoin from your Wallet to your Bank

One of the biggest challenges people often have is how to withdraw bitcoin from your wallet to your bank. Using the same steps above to connect your wallet to your SolidTrust Pay account, you simply need to go a step further and connect your Bank account to your SolidTrust Pay account. From here, all you need to do is go to the My Money –> Deposit Funds area of your account and choose the Bitcoin option (bitcoin will be automatically converted into USD). Your funds may take up to 24 hours to appear in your account, at which time you will have the option to withdraw them directly into your bank.

Accepting Bitcoin as an Online Merchant

As an online merchant, likely chest-deep in all the responsibilities that come with running a business online, it can be hard to predict and adapt to trends in the market that aren’t currently affecting your business. Luckily, adding the bitcoin option to your SolidTrust Pay button will give your customers the option to pay with bitcoin, which is then automatically converted into USD and placed in your merchant account — no bitcoin wallet required!


KeePass: A safe place to store all of your passwords and other login credentials!

online-pw

We want nothing but the best for our members, especially when it comes to security! Please use the following guide to help you safely store and remember your passwords.

password-397654_1920The image to the left should be pretty familiar to anyone who has ever had to login to anything. Most of us are used to seeing some form of this sign-in box for most of the websites we visit. But did you know that you are actually taking a fairly large risk each time you enter your password online? There are plenty of different ways an attacker could intercept your login details, such as decryption tools or key-loggers, and if you have a universal password (same password for everything), the attacker will instantly have access to all of your accounts! This could cost you time or money, or at the very least a headache! Prepared, diligent and proactive is the only way to be. That is why we are urging our users to start storing their passwords in a password management utility.

KeePass Logo

 

Introducing KeePass!

“KeePass is a free open source password manager, which helps you to manage your passwords in a secure way. You can put all your passwords in one database, which is locked with one master key or a key file. So you only have to remember one single master password or select the key file to unlock the whole database. The databases are encrypted using the best and most secure encryption algorithms currently known (AES and Twofish).”

– Description from KeePass’ official website

KeePass is free and open source, but it’s far from the only password management utility. Click here to see a list of PC Mag’s top 10 paid password managers of 2017, and click here to see the top 10 free password managers. Below are a few reasons to choose the program that best suits your needs and start using it right away.

  • Not only will using a program such as KeePass keep your passwords and login details safe from potential attackers, it will help you remember them for yourself as well!

  • You should NEVER use the same password for two different websites/accounts. KeePass can generate and store a brand new, entirely random password for you at the click of a button!

  • If you use the random password generator, you will never have to type your password onto your keyboard, making a key-logging attack completely useless.

  • Many password management tools can store additional information, such as full names and addresses, for automatic form-filling.

  • Secure credit card and banking information the same way you would a password and avoid typing them out into your browser.

Combination Lock with Keyboard and Credit Cards SolidTrust Pay

When it comes to the eWallet/payment processing industry, it’s easy to see why we put so much emphasis on the security of our members. Wherever there is money, extra security will follow. We hope that you will take a few short minutes out of your day today to make sure that you are doing everything in your power to avoid the worst possible thing that could happen to you online! See below for instructions on downloading and using KeePass, as well as some additional resources for your security.


–> Go to http://www.keepass.info

–> Click on the latest release (found under ‘latest news’)

keepassdlinstructions1

–> Click “download KeePass 1.32” (or whichever the current version is)

keepassdlinstructions2

–> Click Classic Edition and then run the setup (this version is for Windows only. If you are using a different OS, please scroll down for other download options)

keepassdlinstructions3

Additional KeePass Resources

A list of features in KeePass with descriptions 

More screenshots describing and displaying each aspect and feature of KeePass

KeePass help/support center 

KeePass frequently asked questions 


New Withdraw Method: Transpay Wire

We’re excited to announce a brand new wire withdraw method for you, one that’s cheaper than a traditional wire and faster than an ACH, Transpay Wire!

Click below for a step by step video walk-through of how to use this brand new feature or keep reading for a more detailed written explanation.

We’re working with our friends from Transpay to provide you with a wire withdrawal option that is cheaper and faster. You also do not need to be bank verified, as long as you’re Standard Verified you can use it!

Account Home Page

To use the new Transpay option, go to the withdrawal page using the ‘my money’ menu.

Accoutn Home page.png

My Bank

From there click on ‘My Bank’. First thing to do is select the currency that is going to be withdrawn from your STP balance.

currency.png

As of right now Transpay withdrawals are available only in USD or Euro. Later that withdrawal can be converted to almost any currency at the receiving location.

Transaction Selections

Choose Transpay withdrawal, you’ll notice the currencies available are noted beside the option. You can also see that it has a lower fee than SWIFT Bank wire and a faster processing time than the ACH withdrawal.

transpay.png

 

Next enter the following details for your transaction:

  • Country
  • State/Province
  • City

location.png

Payment mode is where you’ll choose your bank deposit. Select what currency you want to receive the funds in then select your destination bank and fill out the details.

method.png

Enter the account number and your routing/transit number. These can be acquired from your bank and for many bank accounts can be found on your check.

Check Sample

cheque.png

 

Fill those in and select the ‘available provider’. The options available will depend on what country you are in and you will receive a notice about what the exchange rate will be.

provider.png

 

Complete your transaction by entering your secondary password and you’re done!

We really hope you enjoy using our new withdraw method and that it makes your STP experience better!